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BRIDGE HUB TERMS OF SERVICE

Last Updated: January 27, 2026

The interface located at www.citrea.xyz is published, owned, and operated by Citrea Foundation, its affiliates and/or related entities ("Foundation," "Citrea" "we," "us," and "our"). These Terms of Service (the "Terms") govern the user's ("User," "you," and "your") access to and use of the interface(s) whether accessed via computer, mobile device or otherwise (individually and collectively, the "Interface") as well as any products and services provided by the Foundation (the "Service") (the Interface, together with the Service, collectively referred to as the "Service" or "Services").

MOREOVER, NO SERVICES ARE OFFERED TO PERSONS OR ENTITIES WHO RESIDE IN, ARE CITIZENS OF, ARE LOCATED IN, ARE INCORPORATED IN, OR HAVE A REGISTERED OFFICE IN ANY RESTRICTED TERRITORY (AS DEFINED BELOW, AND ANY SUCH PERSON OR ENTITY FROM A RESTRICTED TERRITORY, A "RESTRICTED PERSON") OR IF YOU ARE A SANCTIONED PERSON (DEFINED BELOW). WE DO NOT MAKE EXCEPTIONS; THEREFORE, IF YOU ARE A BLOCKED PERSON, THEN DO NOT ATTEMPT TO USE THE SERVICE AND IF YOU ARE A RESTRICTED PERSON, THEN DO NOT ATTEMPT TO USE ANY OF THE SERVICES. USE OF A VIRTUAL PRIVATE NETWORK ("VPN") TO CIRCUMVENT THE RESTRICTIONS SET FORTH HEREIN IS PROHIBITED.

Assumption of Risk in Regard to Smart Contracts: You understand and agree that engaging with the Service, including but not limited to interacting with smart contracts, is done at your own risk. You are solely responsible for any and all actions taken through your wallet and any consequences thereof. You acknowledge that smart contracts, blockchain technology, and decentralized applications are inherently complex and may contain vulnerabilities. These vulnerabilities could potentially be exploited, leading to the loss of assets or other adverse consequences. You explicitly acknowledge that the smart contracts associated with the Service have not been audited by any third-party and as such, there is no guarantee of their security, reliability, or functionality. By using the Service and interacting with the smart contracts, you accept the risk that the smart contracts may contain errors, bugs, or other issues that could result in unexpected behavior, including but not limited to the complete loss of user assets. You agree and acknowledge that to the maximum extent permitted by law, Citrea, its owners, operators, developers, and affiliates will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Service and its smart contracts, including but not limited to any loss of assets due to hacks, exploits, or other vulnerabilities. You agree to indemnify, defend, and hold harmless our platform and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including but not limited to legal and accounting fees, arising out of or in any way connected with your use of the Service or your violation of these Terms of Service. By using the Service, you confirm that you have read, understood, and agree to these Terms of Service. You acknowledge that you are aware of the risks associated with smart contracts and decentralized applications and accept full responsibility for your actions and their consequences. If you do not agree with any part of these Terms of Service, you must not use the Service or interact with its smart contracts.

1. ACCEPTANCE OF AGREEMENT

THESE TERMS OF USE SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS THAT GOVERN YOUR USE OF THE SERVICE, AND ALL RELATED TOOLS, MOBILE APPLICATIONS, WEB APPLICATIONS, DECENTRALIZED APPLICATIONS, SMART CONTRACTS, AND APPLICATION PROGRAMMING INTERFACES ("APIS") LOCATED AT ANY OF THE FOUNDATION'S INTERFACES, INCLUDING WITHOUT LIMITATION, SUCCESSOR INTERFACE(S) OR APPLICATION(S) THERETO. THESE TERMS SET OUT YOUR RIGHTS AND RESPONSIBILITIES WHEN YOU USE THE SERVICE FOR ANY PURPOSE, INCLUDING BUT NOT LIMITED TO SWAPPING, BRIDGING, OR VIEWING HISTORICAL DATA, TRANSACTION INFORMATION, STATISTICS, OR INFORMATION ON OTHER ACTIVITIES TAKING PLACE ON THE SERVICE. BY USING THE SERVICE IN ANY MANNER, YOU ACCEPT AND AGREE TO BE BOUND AND ABIDE BY THESE TERMS AND ALL OF THE TERMS INCORPORATED HEREIN BY REFERENCE. BY AGREEING TO THESE TERMS, YOU HEREBY CERTIFY THAT YOU ARE AT LEAST 18 YEARS OF AGE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, YOU MAY NOT ACCESS OR USE THE INTERFACE OR THE SERVICE.

PLEASE BE AWARE THAT THESE TERMS OF USE REQUIRE THE USE OF ARBITRATION (SECTION 12.4) ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND ALSO LIMIT THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.

By accessing, browsing, submitting information to and/or using the Interface, or by signing into the Interface using a Wallet (as defined below), you accept and agree to be bound and abide by these Terms and our Privacy Policy, incorporated herein by reference, and to comply with all applicable laws including, without limitation, all national, regional, and local tax and tariff laws, regulations, and/or directives. Accordingly, under Article 6 of the General Data Protection Regulation, or "GDPR," users in the European Union acknowledge and consent to our processing of personal data as necessary for the performance of these Terms, any applicable agreements, and use of the Interface. If you do not agree to the Terms, please do not use the Services. The Terms of Use are referred to herein as the "Agreement."

2. AMENDMENTS

The Foundation reserves the right to amend this Agreement or the Privacy Policy described in Section 5 below, at any time with reasonable notice, as determined by the Foundation in its sole discretion. The Foundation will post notice of any amendment on the Service by revising the "Last Updated" date at the beginning of the applicable document. Amendments are binding on users of the Service and will take effect immediately upon posting. You should check this Agreement, and the Privacy Policy regularly for updates. By continuing to use the Service after such notice is provided, you accept and agree to such amendments. If you do not agree to any amendment to any of these agreements, you must stop using the Service.

3. DEFINITIONS AND INTERPRETATION

3.1. Defined Terms.

In addition to certain terms defined throughout this Agreement, unless the context requires otherwise, the following capitalized terms in this Agreement shall have the following meanings:

3.2. Interpretation.

References to Sections and Appendices are to be construed as references to the Sections of, and Appendices to, this Agreement, unless otherwise indicated. The singular includes the plural, and the plural includes the singular. All references to hereof, herein, hereunder and other similar compounds of the word here shall mean and refer to this Agreement as a whole rather than any particular part of the same. The terms include and including are not limiting. Unless designated as Business Days, all references to days shall mean calendar days. The use of the word "including" in this Agreement to refer to specific examples will be construed to mean "including, without limitation" or "including but not limited to" and will not be construed to mean that the examples given are an exclusive list of the topics covered. The headings, captions, headers, footers and version numbers contained in this Agreement are intended for convenience or reference and shall not affect the meaning or interpretation of this Agreement.

4. THE SERVICE

4.1. Purpose of the Interface.

The Interface provides users with a web- or mobile-based means of accessing decentralized protocols and third-party services that enable the swapping and/or bridging of compatible digital assets, including Bitcoin and representations of Bitcoin on the Citrea network.

The Foundation does not guarantee the performance, security, or availability of any third-party swap provider, bridging mechanism, or network involved in completing your transaction.

4.1.1. The Foundation does not control, custody, or operate any of the swap, bridging, routing or transaction-execution systems used by the Interface. The Interface solely displays quotes from, and routes swap requests to, independent third-party swap providers. By using the Interface, you understand that you are not buying, selling, or swapping digital assets from or with the Foundation, and that the Foundation does not execute, settle, or guarantee any bridging or swap transactions. All swaps and transfers are executed exclusively by the selected third-party swap provider, and any fees paid in connection with a transaction accrue to that provider or to the applicable network, not to the Foundation.

4.1.2. Third-party swap providers operate independently and are not controlled by the Foundation. These third parties may rely on their own bridging mechanisms, Bitcoin infrastructure, or cross-chain tooling to complete transactions. Digital assets that are "bridged," "wrapped," or otherwise represented across networks—such as Bitcoin representations within the Citrea ecosystem—are technologically distinct from the underlying asset on its native chain.

4.1.3. To access the Interface, you must use a non-custodial wallet software, which allows you to interact with public blockchains. Your relationship with that non-custodial wallet provider is governed by the applicable terms of service of such third-party. We do not have custody or control over the contents of your wallet and have no ability to retrieve or transfer its contents. By connecting your wallet to our Interface, you agree to be bound by this Agreement and all of the terms incorporated herein by reference.

4.1.4. We may from time to time in the future offer additional products, and such additional products shall be considered as Services, regardless of whether such product is specifically defined in this Agreement.

4.2. Third-Party Partners.

4.2.1. Third-Party Services and Content. Our Services may include Third-Party Services. Your access and use of the Third-Party Services may also be subject to additional terms and conditions, privacy policies, or other agreements with such third party, and you may be required to authenticate to or create separate accounts to use Third-Party Services on the Interfaces or via the technology platforms of their respective providers. You agree to comply with all terms, conditions, and policies applicable to any Third-Party Services integrated with or made available in the Services. You acknowledge that such Third-Party Services are owned by their respective licensors and you further agree not to take any action that would violate the applicable licensor's ownership or intellectual property rights in the Third-Party Services.

4.2.2. You, and not Citrea, will be responsible for any and all costs and charges associated with your use of any Third-Party Services. Citrea enables these Third-Party Services merely as a convenience and the integration or inclusion of such Third-Party Services does not imply an endorsement or recommendation. Any dealings you have with third parties while using our Service are between you and the third party. Citrea will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any Third-Party Services.

4.2.3. Some Third-Party Services will provide us with access to certain information that you have provided to third parties, including through such Third-Party Services, and we will use, store and disclose such information in accordance with our Privacy Policy. For more information about the implications of activating Third-Party Services and our use, storage and disclosure of information related to you and your use of such Third-Party Services in our Services, please see our Privacy Policy.

4.2.4. Citrea has no control over and is not responsible for such Third-Party Services, including for the accuracy, availability, reliability, or completeness of information shared by or available through Third-Party Services, or on the privacy practices of Third-Party Services. If you have any questions regarding how the third party may process your personal information, we encourage you to review the privacy policies of the third parties providing Third-Party Services prior to using such services.

4.3. Use of the Interface.

The Foundation grants you a non-exclusive license to access and use the Service including the Interface and the data, material, content, or information herein (collectively, the "Content") solely for your personal use. Your right to access and use the Interface shall be limited to the purposes described in these Terms unless you are otherwise expressly authorized in writing by the Foundation to use the Interface for your own commercial purposes. You agree to use the Interface only for lawful purposes, comply with all rules governing any transactions on, through, or in connection to the Interface and comply with applicable laws.

4.4. Conditions of Use

4.4.1. User Representations and Warranties. As a condition to accessing or using the Services, you represent and warrant to the Foundation the following:

• If you are entering into these Terms as an individual, then you have the legal capacity to enter into these Terms and be bound by them. You are at least 18 years of age.
• If you are entering these Terms as an entity, then you must have the legal authority to accept these Terms on that entity's behalf, in which case "you" (except as used in this paragraph) will mean that entity.
• You must not be a resident, citizen or agent of, or incorporated in, and do not have a registered office in Cuba, North Korea, Iran, Libya, Lebanon, Central African Republic, Sudan, Syria, Somalia, Venezuela, Yemen, Russia, Myanmar (Burma), the regions of Crimea, Donetsk or Luhansk, or any other country or region that is the subject of comprehensive country-wide or region-wide economic sanctions by the United States or the Cayman Islands (collectively, "Restricted Territories").
• You are not the subject of economic or trade sanctions administered or enforced by any governmental authority or otherwise designated on any list of prohibited or restricted parties (including the list maintained by the Office of Foreign Assets Control of the U.S. Department of the Treasury) (collectively, "Sanctioned Person").
• You do not intend to transact with any Restricted Person or Sanctioned Person.
• You do not, and will not, use a VPN or any other privacy or anonymization tools or techniques to circumvent, or attempt to circumvent, any restrictions that apply to the Services.
• Your access to the Services (a) is not prohibited by and does not otherwise violate or assist you to violate any domestic or foreign law, rule, statute, regulation, by-law, order, protocol, code, decree, or another directive, requirement, or guideline, published or in force that applies to or is otherwise intended to govern or regulate any person, property, transaction, activity, event or other matter, including any rule, order, judgment, directive or other requirement or guideline issued by any domestic or foreign federal, provincial or state, municipal, local or other governmental, regulatory, judicial or administrative authority having jurisdiction over the Foundation, you, the Interface or the Services, or as otherwise duly enacted, enforceable by law, the common law or equity; and (b) does not contribute to or facilitate any illegal activity.

4.4.2. User Covenants. As a condition to accessing or using the Service, you acknowledge, understand, and agree to the following:

• From time to time, the Service may be inaccessible or inoperable for any reason, including: (a) equipment malfunctions; (b) periodic maintenance procedures or repairs that the Foundation or any of our suppliers or contractors may undertake from time to time; (c) causes beyond the Foundation's control or that the Foundation could not reasonably foresee; (d) disruptions and temporary or permanent unavailability of underlying blockchain infrastructure; or (e) unavailability of third-party service providers or external partners for any reason.
• The Foundation reserves the right to disable or modify access to the Services (such as restricting features of the Services) at any time in the event of any breach of these Terms, including, if the Foundation reasonably believes any of your representations and warranties may be untrue or inaccurate, and the Foundation will not be liable to you for any losses or damages you may suffer as a result of or in connection with the Services being inaccessible to you at any time or for any reason.
• The Services may evolve, which means the Foundation may apply changes, replace, or discontinue (temporarily or permanently) the Services at any time in our sole discretion.
• Any data provided on the Interface does not represent (i) an offer, a solicitation of an offer, or recommendation to enter into, a transaction with the Foundation (other than the payment of fees to the Foundation) or (ii) any advice regarding a transaction entered into using the Service.
• The Foundation does not intermediate, broker, coordinate, or direct transactions, and does not verify, confirm, or guarantee that any third-party swap provider will execute a transaction as quoted
• You are solely responsible for your use of the Service, including all of your transfers of Digital Assets and any profits or losses you incur in connection with the Service.
• To the fullest extent not prohibited by Applicable Law, the Foundation owes no fiduciary duties or liabilities to you or any other party, and that to the extent any such duties or liabilities may exist at law or in equity, you hereby irrevocably disclaim, waive, and eliminate those duties and liabilities.
• You are solely responsible for reporting and paying any taxes applicable to your use of the Services.
• The Foundation has no control over, or liability for, the delivery, quality, safety, legality, or any other aspect of any Digital Assets that you may transfer to or from a third party, and the Foundation is not responsible for ensuring that an entity with whom you transact completes the transaction or is authorized to do so, and if you experience a problem with any transactions in Digital Assets using the Services, then you bear the entire risk.
• If you receive discounts on fees from any Promotions and Referrals that are not subject to separate terms and conditions and rules, then the Foundation reserves the right to add to, modify or eliminate the discounts and any other aspect of such Promotions and Referrals at any time in our sole discretion.

4.4.3. Prohibited Uses. By using the Service, you agree that you will not:

• Use the Service in any manner that could damage, disable, overburden, or impair the Interface or interfere with any other party's use of the Service.
• Attempt to gain unauthorized access to any Interface account, Wallet, or computer systems or networks associated with the Foundation or the Interface.
• Obtain or attempt to obtain any materials or information through the Service by any means not intentionally made available or provided by the Foundation.
• Engage in transactions involving items that infringe or violate any copyright, trademark, right of publicity or privacy, or any other proprietary right under Applicable Law, including sales, distribution or access to counterfeit music, movies, software or other licensed materials without the appropriate authorization from the rights holder; use of Citrea's intellectual property, name or logo, including use of Citrea's trade, service or licensed marks, without express consent from Citrea or in a manner that otherwise harms Citrea; any action that implies an untrue endorsement by or affiliation with Citrea;
• Use the Services in any manner that could interfere with, disrupt, negatively affect, or inhibit other users from fully enjoying the Services, or that could damage, disable, overburden, or impair the functioning of the Site or the Services in any manner;
• Use any robot, spider, or other automatic device, process or means to access the Interface for any purpose, including monitoring or copying any of the material on the Interface.
• Introduce any virus, Trojan horse, worm, logic bomb, or other material which is malicious or technologically harmful.
• Attack the Service via a denial-of-service attack or a distributed denial-of-service attack.
• Impersonate or attempt to impersonate the Foundation, a Foundation employee, an Affiliate of the Foundation, or another User or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing).
• License, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Service, whether in whole or in part, or any content displayed on or provided by the Service.
• Modify, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Service.
• Misrepresent, with omission or otherwise, the truthfulness, sourcing or reliability of any content on the Interface.
• Violate any Applicable Laws including any relevant and applicable anti-money laundering and anti-terrorist financing laws and sanctions programs, such as the Bank Secrecy Act and the U.S. Department of Treasury's Office of Foreign Asset Controls.
• Use or access the Service to transmit or exchange Digital Assets that are the direct or indirect proceeds of any criminal or fraudulent activity, including terrorism or tax evasion.
• Attempt to circumvent any content-filtering techniques, security measures or access controls that the Foundation employs on the Interface, including through the use of a VPN.
• Encourage or induce any third party to engage in any of the activities prohibited under these Terms.
• Conduct any activity that involves data mining, robots, scraping, or similar data gathering or extraction methods of content or information from any of the Interface and Services.

4.5. Additional Considerations.

4.5.1. Transactions Are Recorded on the Public Blockchains. Transactions that occur in connection with the Service are managed and confirmed via public blockchains. The User understands that its public address on the relevant blockchain will be made publicly visible whenever it engages in a transaction on the Service. The Foundation neither owns nor controls any blockchain network the Foundation chooses to interface with, or any other third-party site, product, or service that Users might access, visit, or use for the purpose of enabling the user to access and utilize the various features of the Service. The Foundation will not be liable for the acts or omissions of any such third parties, nor will the Foundation be liable for any damage that a User may suffer as a result of its transactions or any other interaction with any such third parties.

4.5.2. The Interface provides access to purely non-custodial applications, meaning we do not ever have custody, possession, or control of your digital assets at any time. It further means you are solely responsible for the custody of the cryptographic private keys to the digital asset wallets you hold and you should never share your wallet credentials or seed phrase with anyone. We accept no responsibility for, or liability to you, in connection with your use of a wallet and make no representations or warranties regarding how any of our Services will operate with any specific wallet. Likewise, you are solely responsible for any associated wallet and we are not liable for any acts or omissions by you in connection with or as a result of your wallet being compromised.

4.5.3. Transaction Fees. In connection with your use of the Service, unless expressly stated otherwise pursuant to a promotion operated by the Foundation, you are required to pay all fees necessary for interacting with the Service and the blockchain network. All transactions made in connection with the Service are facilitated by smart contracts existing on a blockchain network. Blockchain networks generally require the payment of a transaction fee for every transaction.

4.5.4. No Professional Advice or Fiduciary Duties. All information provided in connection with your access and use of the Interface and the Services is for informational purposes only and should not be construed as professional advice. You should not take, or refrain from taking, any action based on any information contained on the Interface or any other information that the Foundation makes available at any time, including blog posts, data, articles, links to third-party content, discord content, news feeds, tutorials, X posts, and videos. Before you make any financial, legal, or other decisions involving the Services, you should seek independent professional advice from an individual who is licensed and qualified in the area for which such advice would be appropriate. The Terms are not intended to, and do not, create or impose any fiduciary duties on us. You further agree that the only duties and obligations that the Foundation owes you are those set out expressly in these Terms.

4.5.5. Restrictions. Except as expressly stated herein, no part of the Service may be copied, reproduced, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means. Unless otherwise indicated, any future release, update, or other addition to functionality of the Service shall be subject to this Agreement. All copyright and other proprietary notices on the Service (or on any content displayed on the Service) must be retained on all copies thereof. You will not use the Interface or Service for any illegal purpose.

4.5.6. Modification. The Foundation reserves the right, at any time, to modify, suspend, or discontinue the Interface (in whole or in part) with or without notice to you. You agree that the Foundation will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Interface or any part thereof.

4.5.7. No Support or Maintenance. You acknowledge and agree that the Foundation will have no obligation to provide you with any support or maintenance in connection with the Interface or Service.

4.5.8. Affiliates. The rights, duties and/or obligations of the Foundation under this Agreement may be exercised and/or performed by the Foundation and/or any of the Foundation's Affiliates, or any of their subcontractors and/or agents. You agree that any claim or action arising out of or related to any act or omission of any of the Foundation or the Foundation's Affiliates, or any of their respective subcontractors or agents, related to the subject matter hereof, shall only be brought against the Foundation, and not against any of the Foundation's Affiliates, or any subcontractor or agent of the Foundation or any of the Foundation's Affiliates.

5. PRIVACY

You agree to the Foundation's Privacy Policy, which is incorporated by reference into this Agreement as if it were set forth herein in its entirety. The Privacy Policy describes how the Foundation collects, uses, and disclose information provided by you. By using the Service, you agree to, and are bound by, the terms of the Privacy Policy.

6. COMMUNICATION WITH USERS

You affirm that you are aware and acknowledge that the Foundation is a non-custodial service provider and has designed the Service to be directly accessible by the Users without any involvement or actions taken by the Foundation. If you choose to provide a method of communication to the Foundation, it is your responsibility to provide the Foundation with a true, accurate and complete email address and contact information, and you consent to receive any and all communications, agreements, documents, notices, and disclosures (collectively, "Communications") electronically. You understand and agree that if the information you provide is incorrect or you are otherwise unable to receive Communications, the Foundation will be deemed to have provided the Communications to you. You further agree that the Foundation may provide Communications to you by posting them on the Interface, by emailing them to you at the email address you provide, if any.

7. INTELLECTUAL PROPERTY

7.1. Foundation Intellectual Property.

User acknowledges and agrees that the Foundation (or, as applicable, our licensors) own all legal right, title, and interest in and to all elements of the Service. The Foundation logo, graphics, design, systems, methods, information, computer code, software, services, "look and feel", organization, compilation of the content, code, data, and all other elements of the Service (collectively, the "Foundation Materials") are owned by the Foundation. The Interface, Service, Foundation Materials, and Content are protected by copyrights, trademarks, or are subject to other proprietary rights. Accordingly, you are not permitted to use the Interface or Content in any manner, except as expressly permitted by the Foundation in these Terms. The Interface or Content may not be copied, reproduced, modified, published, uploaded, posted, transmitted, performed, or distributed in any way, and you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, or create derivatives without the express written consent of the Foundation or the applicable owner. Except as expressly set forth herein, User's use of the Service does not grant User ownership of or any other rights with respect to any content, code, data, or other materials that User may access on or through the Service. The Foundation reserves all rights in and to the Foundation Materials not expressly granted to Users in the Terms. You may not use any Foundation Content to link to the Interface or Content without our express written permission. You may not use framing techniques to enclose any Foundation Content without our express written consent. In addition, the look and feel of the Interface and Content, including without limitation, all page headers, custom graphics, button icons, and scripts constitute the service mark, trademark, or trade dress of the Foundation and may not be copied, imitated, or used, in whole or in part, without our prior written permission. Notwithstanding anything to the contrary herein, you understand and agree that you shall have no ownership or other property interest in your account, and you further agree that all rights in and to your account are and shall forever be owned by and inure to the benefit of the Foundation.

7.2. Non-Foundation Intellectual Property.

Outside the Foundation Materials, all other trademarks, product names, logos, and similar intellectual property on the Service are the property of their respective owners and may not be copied, imitated, or used, in whole or in part, without the permission of the applicable trademark holder.

8. INDEMNIFICATION

You agree to release, indemnify, and hold harmless the Foundation and its Affiliates, and their respective officers, directors, employees and agents, from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way related to: (a) your access to, use of, or inability to use the the Interface or Service; (b) your breach of this Agreement; (c) your violation of any rights of a third party; (d) your violation of any Applicable Law; and (e) any and all financial losses you may suffer, or cause others to suffer, due to sending, receiving, and/or trading cryptocurrencies, or other Digital Assets whether or not such transactions were made due to information learned on the Service. You acknowledge that third-party swap providers may fail to execute, settle, or honor transactions. You agree that any such failures are solely the responsibility of those third-party providers, and you indemnify Citrea from any claims arising from such failures

9. ASSUMPTION OF RISK

9.1. User Acknowledges the Risk of Cryptocurrency and Smart Contracts.

YOU REPRESENT AND WARRANT THAT YOU UNDERSTAND AND ARE WILLING TO ACCEPT THE RISKS ASSOCIATED WITH CRYPTOGRAPHIC SYSTEMS SUCH AS SMART CONTRACTS, PUBLIC BLOCKCHAIN NETWORKS.

9.2. The Foundation is Not Responsible for Technical Errors on Any Blockchain.

FOUNDATION IS NOT RESPONSIBLE FOR LOSSES DUE TO BLOCKCHAINS OR ANY OTHER FEATURES OF A BLOCKCHAIN NETWORK FOUNDATION MAY INTERFACE WITH, INCLUDING BUT NOT LIMITED TO LATE REPORT BY DEVELOPERS OR REPRESENTATIVES (OR NO REPORT AT ALL) OF ANY ISSUES WITH THE BLOCKCHAIN NETWORK FOUNDATION MAY INTERFACE WITH, INCLUDING FORKS, TECHNICAL NODE ISSUES, OR ANY OTHER ISSUES HAVING FUND LOSSES AS A RESULT.

9.3. The User Acknowledges the Risks of the Service.

You acknowledge that the Service is subject to flaws and acknowledge that you are solely responsible for evaluating any information provided by the Service. This warning and others provided in this Agreement by the Foundation in no way evidence or represent an ongoing duty to alert you to all of the potential risks of utilizing or accessing the Service. The Service may experience sophisticated cyber-attacks, unexpected surges in activity or other operational or technical difficulties that may cause interruptions to or delays on the Service. You agree to accept the risk of the Service failure resulting from unanticipated or heightened technical difficulties, including those resulting from sophisticated attacks, and you agree not to hold the Foundation accountable for any related losses. The Foundation will not bear any liability, whatsoever, for any damage or interruptions caused by any viruses that may affect your computer or other equipment, or any phishing, spoofing or other attack.

9.4. The Foundation Does Not Make Any Representations Regarding the Accuracy of the Service, the Value of Cryptocurrency, or Other Digital Assets.

The Service is a novel product and the accuracy of the information contained on the Service is not guaranteed. The prices of blockchain assets are extremely volatile. Fluctuations in the price of other Digital Assets could materially and adversely affect the value of cryptocurrency, which may also be subject to significant price volatility. A lack of use or public interest in the creation and development of distributed ecosystems could negatively impact the development, potential utility, or value of cryptocurrency. The Service, and other Digital Assets could be impacted by one or more regulatory inquiries or regulatory action. For all of the foregoing reasons, as well as for reasons that may not presently be known to the Foundation, the Foundation makes absolutely no representations or warranties of any kind regarding the accuracy of the Service, the value of cryptocurrency, or other Digital Assets.

9.5. User Acknowledges Financial Risk of Digital Assets.

The risk of loss in trading Digital Assets can be substantial. You should, therefore, carefully consider whether such creating, buying or selling Digital Assets is suitable for you in light of your circumstances and financial resources. By using the Service, you represent that you have been, are and will be solely responsible for making your own independent appraisal. Under no circumstances shall the Foundation be liable in connection with your use of the Service or your performance of any Digital Asset transactions. Under no circumstances will the operation of all or any portion of the Service be deemed to create a relationship that includes the provision or tendering of investment advice. User acknowledges and agrees that the Foundation is not a party to any agreement or transaction between one or more Users and/or third parties involving the purchase, sale, charge, or transfer of cryptocurrency.

9.6. Violations by Other Users.

User irrevocably releases, acquits, and forever discharges the Foundation and its subsidiaries, affiliates, officers, and successors for and against any and all past or future causes of action, suits, or controversies arising out of another user's violation of this Agreement.

10. LIMITATION OF LIABILITY AND WARRANTY DISCLAIMER

10.1. Limitation of Liability.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE FOUNDATION (OR OUR AFFILIATES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY FINANCIAL LOSS, LOST PROFITS, LOST DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO THIS AGREEMENT OR YOUR USE OF, OR INABILITY TO USE, THE INTERFACE OR THE SERVICE, CONTENT OR INFORMATION ACCESSED VIA THE INTERFACE, OR ANY DISRUPTION OR DELAY IN THE PERFORMANCE OF THE INTERFACE, OR THE SERVICE EVEN IF THE FOUNDATION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ACCESS TO, AND USE OF, THE INTERFACE OR SERVICE IS AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE OR COMPUTER SYSTEM, OR LOSS OF DATA RESULTING THEREFROM. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. THE FOUNDATION IS NOT RESPONSIBLE FOR THE ACTIONS, OMISSIONS, PERFORMANCE, FAILURES, OR SECURITY OF ANY THIRD-PARTY SWAP PROVIDER, BRIDGE OPERATOR, BLOCKCHAIN NETWORK, OR OTHER EXTERNAL SERVICE. ALL LOSSES ARISING FROM OR RELATED TO THIRD-PARTY SYSTEMS ARE SOLELY YOUR RESPONSIBILITY

10.2. No Warranties.

ALL INFORMATION OR SERVICES PROVIDED BY THE FOUNDATION TO YOU VIA THE INTERFACE, INCLUDING, WITHOUT LIMITATION, ALL CONTENT, ARE PROVIDED "AS IS" AND "AS AVAILABLE" AND WITHOUT ANY WARRANTIES OF ANY KIND. THE FOUNDATION AND ANY THIRD-PARTY LICENSORS WITH CONTENT ON THE INTERFACE EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. NOTWITHSTANDING ANY PROVISION CONTAINED HEREIN TO THE CONTRARY, THE FOUNDATION AND ITS THIRD-PARTY LICENSORS MAKE NO REPRESENTATION, WARRANTY OR COVENANT CONCERNING THE ACCURACY, QUALITY, SUITABILITY, COMPLETENESS, SEQUENCE, TIMELINESS, SECURITY OR AVAILABILITY OF THE INTERFACE OR ANY CONTENT POSTED ON OR OTHERWISE ACCESSIBLE VIA THE SERVICE. YOU SPECIFICALLY ACKNOWLEDGE THAT THE FOUNDATION AND ITS THIRD-PARTY LICENSORS ARE NOT LIABLE FOR DEFAMATORY, OBSCENE OR UNLAWFUL CONDUCT OF OTHER THIRD PARTIES OR USERS OF THE INTERFACE AND THAT THE RISK OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU. NEITHER THE FOUNDATION NOR ANY OF ITS THIRD-PARTY LICENSORS REPRESENT, WARRANT OR COVENANT THAT THE INTERFACE WILL BE SECURE, UNINTERRUPTED OR ERROR-FREE. THE FOUNDATION FURTHER MAKES NO WARRANTY THAT THE INTERFACE WILL BE FREE OF VIRUSES, WORMS OR TROJAN HORSES OR THAT IT WILL FUNCTION OR OPERATE IN CONJUNCTION WITH ANY OTHER PRODUCT OR SOFTWARE. YOU EXPRESSLY AGREE THAT USE OF THE INTERFACE IS AT YOUR SOLE RISK AND THAT THE FOUNDATION, AND ITS AFFILIATES SHALL NOT BE RESPONSIBLE FOR ANY TERMINATION, INTERRUPTION OF SERVICE, DELAYS, ERRORS, FAILURES OF PERFORMANCE, DEFECTS, LINE FAILURES, OR OMISSIONS ASSOCIATED WITH THE INTERFACE OR YOUR USE THEREOF. YOUR SOLE REMEDY AGAINST THE FOUNDATION FOR DISSATISFACTION WITH THE INTERFACE OR THE CONTENT IS TO CEASE YOUR USE OF THE INTERFACE AND THE SERVICE. SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU. YOU MAY HAVE OTHER RIGHTS, WHICH VARY BY JURISDICTION. WHEN THE IMPLIED WARRANTIES ARE NOT ALLOWED TO BE EXCLUDED IN THEIR ENTIRETY, YOU AGREE THAT THEY WILL BE LIMITED TO THE GREATEST EXTENT AND SHORTEST DURATION PERMITTED BY LAW.

11. TERM AND TERMINATION

Subject to this Section, this Agreement will remain in full force and effect while you use the Service (the "Term"). The Foundation may suspend or terminate your rights to use the Service at any time for any reason at our sole discretion, including for any use of the Service in violation of this Agreement. All provisions of the Agreement which by their nature should survive, shall survive termination of Service, including without limitation, ownership provisions, warranty disclaimers, limitation of liability, and the agreement to arbitrate claims.

12. GENERAL TERMS

12.1. Changes to these Terms of Use.

The Foundation may update or change these Terms from time to time in order to reflect changes in any offered services, changes in the law, or for other reasons as deemed necessary by the Foundation. The effective date of any Terms will be reflected in the "Last Revised" entry at the top of these Terms. Your continued use of the Interface after any such change is communicated shall constitute your consent to such change(s).

12.2. Waiver.

The waiver by the Foundation of a breach of any provision contained herein shall be in writing and shall in no way be construed as a waiver of any subsequent breach of such provision or the waiver of the provision itself.

12.3. Governing Law & Jurisdiction.

The interpretation and enforcement of these Terms, and any Dispute related to these Terms or the Services, will be governed by and construed and enforced under the laws of the Cayman Islands, as applicable, without regard to conflict of law rules or principles (whether of the Cayman Islands or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. You agree that Citrea may initiate a proceeding related to the enforcement or validity of our intellectual property rights in any court having jurisdiction. For any other proceeding that is not subject to arbitration under these Terms, the courts located in the Cayman Islands will have exclusive jurisdiction. You waive any objection to venue in any such courts.

12.4. Dispute Resolution.

PLEASE READ THE FOLLOWING ARBITRATION AGREEMENT IN THIS SECTION ("ARBITRATION AGREEMENT") CAREFULLY. IT REQUIRES YOU TO ARBITRATE DISPUTES WITH THE FOUNDATION AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US. IT IS PART OF YOUR CONTRACT WITH THE FOUNDATION AND AFFECTS YOUR RIGHTS. IT CONTAINS PROCEDURES OF MANDATORY BINDING ARBITRATION AND A CLASS ACTION WAIVER.

12.4.1. Applicability of Arbitration Agreement. All claims and disputes (excluding claims for injunctive or other equitable relief as set forth below) in connection with the Agreement or the use of any product or service provided by the Foundation that cannot be resolved informally shall be resolved by binding arbitration on an individual basis under the terms of this Arbitration Agreement. Unless otherwise agreed to, all arbitration proceedings shall be held in English. This Arbitration Agreement applies to you and the Foundation, and to any subsidiaries, Affiliates, agents, employees, predecessors in interest, successors, and assigns, as well as all authorized or unauthorized users or beneficiaries of services or goods provided under the Agreement. This Arbitration Agreement shall apply, without limitation, to all disputes or claims and requests for relief that arose or were asserted before the effective date of this Agreement or any prior version of this Agreement.

12.4.2. Notice Requirement and Informal Dispute Resolution. Before either party may seek arbitration, the party must first send to the other party a written Notice of Dispute ("Notice") describing the nature and basis of the claim or dispute, and the requested relief. A Notice to the Foundation should be sent to both the physical address and Email listed below:

Citrea Foundation Attn: Legal Department Highvern Cayman Limited PO Box 448, Elgin Court, Elgin Avenue, George Town, Grand Cayman, KY1-1106, Cayman Islands Email: legal@citrea.xyz

12.4.3. After the Notice is received, you and the Foundation may attempt to resolve the claim or dispute informally. If you and the Foundation do not resolve the claim or dispute within thirty (30) days after the Notice is received, either party may begin an arbitration proceeding. The amount of any settlement offer made by any party may not be disclosed to the arbitrator until after the arbitrator has determined the amount of the award, if any, to which either party is entitled.

12.4.4. Arbitration Procedure. Any dispute, claim, interpretation, controversy, or issues of public policy arising out of or relating to the Interface, these Terms, or the Services, or the breach of this Agreement, shall be determined by arbitration administered by the Cayman International Mediation and Arbitration Centre (CI-MAC) and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Claims shall be heard by a single arbitrator. The place of arbitration shall be the Cayman Islands except in the case that the parties agree by mutual consent to host the arbitration outside of the Cayman Islands, in which case the seat of arbitration may be chosen by mutual agreement. The arbitration shall be governed by the laws of the Cayman Islands. The arbitrators will have no authority to award punitive or other damages not measured by the prevailing party's actual damages, except as may be required by statute. Except as may be required by law, neither a party nor an arbitrator may disclose the existence, content, or results of any arbitration hereunder without the prior written consent of both parties. The arbitrator may grant injunctive relief, including temporary, preliminary, permanent, and mandatory injunctive relief, in order to protect the rights of each party, but will not be limited to such relief. This provision for arbitration will not preclude a Party from seeking temporary or preliminary injunctive relief ("Provisional Relief") in a court of Law while arbitration Proceedings are pending in order to protect its rights pending a final determination by the arbitrator, nor will the filing of such an action for Provisional Relief constitute waiver by a Party of its right to seek arbitration. Any Provisional Relief granted by such court will remain effective until otherwise modified by the arbitrator.

12.4.5. Waiver of Jury Trial. THE PARTIES HEREBY WAIVE ANY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY, instead electing that all claims and disputes shall be resolved by arbitration under this Arbitration Agreement. Arbitration procedures are typically more limited, more efficient and less costly than rules applicable in a court and are subject to very limited review by a court. In the event any litigation should arise between you and the Foundation in any court in a suit to vacate or enforce an arbitration award or otherwise, YOU AND THE COMPANY WAIVE ALL RIGHTS TO A JURY TRIAL, instead electing that the dispute be resolved by a judge.

12.4.6. Waiver of Class or Consolidated Actions. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS, AND CLAIMS OF MORE THAN ONE CUSTOMER OR USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER CUSTOMER OR USER.

12.4.7. 30-Day Right to Opt-Out. You have the right to opt out of the provisions of this Arbitration Agreement by sending written notice of your decision to opt out within thirty (30) days after first becoming subject to this Arbitration Agreement. Your notice must include your name and address, your Wallet address, and an unequivocal statement that you want to opt out of this Arbitration Agreement. If you opt out of this Arbitration Agreement, all other parts of this Agreement will continue to apply to you. Opting out of this Arbitration Agreement has no effect on any other arbitration agreements that you may currently have, or may enter in the future, with the Foundation. Mail your written notification by certified mail to:

Citrea Foundation Attn: Legal Department Highvern Cayman Limited PO Box 448, Elgin Court, Elgin Avenue, George Town, Grand Cayman, KY1-1106, Cayman Islands Email: legal@citrea.xyz

12.4.8. Confidentiality. All aspects of the arbitration proceeding, including but not limited to the award of the arbitrator and compliance therewith, shall be strictly confidential. The parties agree to maintain confidentiality unless otherwise required by law. This paragraph shall not prevent a party from submitting to a court of law any information necessary to enforce this Agreement, to enforce an arbitration award, or to seek injunctive or equitable relief.

12.4.9. Severability. If any part or parts of this Arbitration Agreement are found under the law to be invalid or unenforceable by a court of competent jurisdiction, then such specific part or parts shall be of no force and effect and shall be severed and the remainder of the Agreement shall continue in full force and effect.

12.4.10. Right to Waive. Any or all of the rights and limitations set forth in this Arbitration Agreement may be waived by the party against whom the claim is asserted. Such waiver shall not waive or affect any other portion of this Arbitration Agreement.

12.4.11. Survival of Agreement. This Arbitration Agreement will survive the termination of your relationship with the Foundation.

12.4.12. Emergency Equitable Relief. Notwithstanding the foregoing, either party may seek emergency equitable relief before a state or federal court in order to maintain the status quo pending arbitration. A request for interim measures shall not be deemed a waiver of any other rights or obligations under this Arbitration Agreement.

12.4.13. Claims Not Subject to Arbitration. Notwithstanding the foregoing, claims arising from violation of the Computer Fraud and Abuse Act, infringement or misappropriation of the other party's patent, copyright, trademark, or trade secrets shall not be subject to this Arbitration Agreement.

12.5. Attorneys' Fees and Costs.

Pursuant to the Commercial Arbitration Rules, the arbitrators will have the authority to allocate the costs of the arbitration process among the parties but will only have the authority to allocate attorneys' fees if a particular law permits them to do so.

12.6. Third Party Beneficiaries.

Except as limited by Section 12.7, this Agreement and the rights and obligations hereunder shall bind and inure to the benefit of the parties and their successors and permitted assigns. Nothing in this Agreement, expressed or implied, is intended to confer upon any person, other than the parties and their successors and permitted assigns, any other of the rights hereunder.

12.7. Entire Agreement.

This Agreement and each of its exhibits or appendices, constitute and contain the entire agreement between the parties with respect to the subject matter hereof and supersedes any prior or contemporaneous oral or written agreements. Each party acknowledges and agrees that the other has not made any representations, warranties, or agreements of any kind, except as expressly set forth herein.

12.8. Severability.

If any provision of this Agreement (or any portion thereof) is determined to be invalid or unenforceable, the remaining provisions of this Agreement shall not be affected thereby and shall be binding upon the parties and shall be enforceable, as though said invalid or unenforceable provision (or portion thereof) were not contained in this Agreement.

12.9. Assignment.

You may not assign or transfer any rights hereunder without the prior written consent of the Foundation. Except as provided in this section, any attempts you make to assign any of your rights or delegate any of your duties hereunder without the prior written consent of the Foundation shall be null and void. The Foundation may assign this Agreement or any rights hereunder without consent.

12.10. Contact Information.

For any questions, please contact the Foundation at: legal@citrea.xyz.