STAKE TERMS OF SERVICE

Welcome to Citrea!

By accessing or using the Citrea staking service ("Staking"), you are agreeing to enter into this staking agreement (the "Staking Agreement") between you and Citrea Limited, a company incorporated in the British Virgin Islands with business company number 2185301, registered at Rodus Building, P.O. Box 3093, Road Town, Tortola, VG1110, British Virgin Islands ("Citrea," "we," "us," or "our"), and be legally bound by its terms. If any term is unacceptable to you, please do not use the Staking service.

Using Staking

This Staking Agreement is subject to any other terms of use, policies, or guidelines published by Citrea (the "General Terms"), which also govern this Staking Agreement. We reserve the right to change these terms at any time. The latest version will always be available at https://citrea.xyz/stake.

By accessing or using Staking following any change, you agree to the amended Staking Agreement. If you do not agree, you should not access or use Staking.

Permission

Subject to the terms and conditions set forth in this Staking Agreement, we hereby grant to you a non-assignable, non-exclusive, worldwide, and royalty-free limited licence to use our Staking service. You may not use the Staking service if (i) you are not at least 18 years old or the age of legal majority in your jurisdiction, whichever is higher, and do not have the legal capacity to enter into this Staking Agreement, (ii) you are a person barred from using Staking under any applicable laws, including the laws of the jurisdiction in which you are resident or from which you use Staking, (iii) you are subject to sanctions administered or enforced by the United States (OFAC), the European Union, the United Kingdom, the United Nations, or Singapore, or (iv) you do not agree to be legally bound by the terms and conditions of this Staking Agreement in their entirety.

Citrea Staking Services

Availability

When you hold CTR Tokens in a compatible digital wallet ("Wallet") you may stake them via the Citrea staking portal at https://citrea.xyz/stake (the "Platform"). Staking operates on the Citrea blockchain, a Layer 2 zero-knowledge rollup on Bitcoin. Staked assets are not subject to FDIC, SIPC, UK Financial Ombudsman, Singapore Deposit Insurance, or any similar protections. Citrea reserves the right to restrict, suspend, or terminate access for users in any jurisdiction at any time. It is your sole responsibility to determine whether your participation is lawful in your jurisdiction.

Jurisdictional Notices

United States

Per the SEC/CFTC joint interpretive guidance of 17 March 2026, certain protocol staking activities are not treated as securities transactions. Citrea does not currently restrict US persons from accessing the Staking service but reserves the right to do so at any time. US users are solely responsible for compliance with all applicable federal and state laws.

European Union / EEA

Citrea is not currently authorised as a Crypto-Asset Service Provider (CASP) under MiCA (Regulation (EU) 2023/1114). EU/EEA users participate on their own initiative and at their own risk. Citrea reserves the right to restrict access for EU/EEA persons at any time.

Singapore

Citrea is not licensed under the Payment Services Act 2019 or Part 9 of the Financial Services and Markets Act 2022. MAS restricts licensed DPT service providers from facilitating retail staking; however, individuals may stake their own assets at their own risk outside of regulated institutions. Citrea reserves the right to restrict access for Singapore-based users at any time.

The Service; Rewards; Fees; Limitations

If you instruct the Platform to stake your CTR Tokens, they will be committed to the applicable smart contract(s) on the Citrea blockchain to participate in the consensus mechanism for network validation and security. If the network successfully validates blocks, you will earn a reward granted by the protocol ("Staking Rewards"). The timing and amount of your reward is determined by the protocol. Citrea does not determine the timing or amount of your reward. There may be a delay between staking and when rewards begin accruing.

Citrea will distribute earned Staking Rewards after they are credited by the protocol, minus any applicable Staking Services Fee published on the Platform (which may be amended at Citrea's discretion). Some of the fee may cover gas fees, third-party fees, and infrastructure costs. You are also responsible for all blockchain gas fees incurred in connection with staking, unstaking, and claiming rewards.

If you instruct the Platform to lock your CTR Tokens, they will be committed to the applicable smart contract(s) on the Citrea blockchain in exchange for xCTR, which represents your locked position. Locking CTR is intended solely to enable voluntary participation in governance processes. Citrea does not control, guarantee, determine, or influence any aspect of the protocol's autonomous smart contracts or governance outcomes. Protocol-level parameters and governance decisions may be modified, suspended, or discontinued at any time without prior notice.

Any applicable Services Fee will be published on the Platform and may be amended at Citrea's sole discretion. Such fees may cover gas fees, third-party fees, infrastructure costs, and other operational expenses. You are solely responsible for all blockchain gas fees incurred in connection with locking, unlocking (including any applicable vesting period or Early Exit Penalty imposed by the protocol), and any other on-chain interactions.

No Guarantee of Rewards

You have no right to a reward until it is credited by the protocol. Staking Rewards will be distributed to you promptly after they are received from the relevant protocol. Unless otherwise specified, the "staking rewards rate" or APY disclosed by Citrea for CTR Tokens on the Platform is an estimated annualised historical rate based on the staking rewards generated over a recent period. This rate is an estimate and may change over time.

Any APY, annualised rate, or similar figure displayed on the Platform is a purely informational representation of historical or current distribution activity at a given point in time. It is not a forecast, projection, promise, or guarantee of future returns. Such figures may change at any time, may drop to zero, and should not be relied upon as an indication of future performance or expected outcomes.

Citrea expressly disclaims all warranties, representations, and guarantees—whether express, implied, statutory, or otherwise—relating to any such distributions or the figures displayed on the Platform.

CITREA DOES NOT GUARANTEE THAT YOU WILL RECEIVE ANY STAKING REWARDS, INCLUDING AT THE STAKING REWARDS RATES DISPLAYED ON THE PLATFORM. STAKING REWARDS MAY BE ZERO.

Risk Disclosures

You acknowledge and accept the following non-exhaustive risks: (a) CTR Tokens are volatile and may lose all or substantially all of their value during staking or any Unbonding Period; (b) the blockchain and smart contracts are experimental and may contain bugs, vulnerabilities, or errors resulting in permanent, irreversible loss of tokens; (c) cybersecurity threats including hacking, phishing, and other attacks may compromise your Wallet or tokens; (d) the regulatory status of tokens and staking is uncertain, evolving, and varies across jurisdictions; (e) protocol penalties (slashing) may reduce or eliminate staked tokens and rewards; (f) staked tokens are illiquid during lock-up and Unbonding Periods regardless of market conditions; (g) tax treatment varies by jurisdiction and is solely your responsibility; and (h) reliance on external infrastructure (nodes, validators, oracles, bridges) which may fail. Citrea does not provide investment, financial, legal, or tax advice.

Suspension or Termination

You agree and understand that we may, in our sole discretion, change, suspend, discontinue, or terminate any aspect of our Staking service, or its availability to you, at any time and without notice. Without limiting the foregoing, Citrea may suspend or terminate your access if: (a) you have breached any provision of this Staking Agreement; (b) you are or become ineligible to participate; (c) your participation poses a legal, regulatory, or compliance risk; (d) required by applicable law, court order, or regulatory directive; or (e) your Wallet is associated with suspicious, fraudulent, or illegal activity.

KYC/AML and Sanctions Compliance

Citrea is committed to complying with all applicable anti-money laundering (AML), counter-terrorism financing (CTF), and sanctions laws and regulations, including FATF Recommendations. Citrea reserves the right to require identity verification, KYC, AML, CTF, and sanctions screening at any time. You agree to provide all reasonably requested information promptly and accurately. Failure to comply may result in suspension or termination of access. Citrea may screen users and transactions against sanctions lists administered by the United States (OFAC), the European Union, the United Kingdom, the United Nations, and Singapore.

Warranties and Limitation of Liability

You represent and warrant that you have the requisite authority to enter into this Staking Agreement according to its terms, and its performance does not violate any laws, regulations, or agreements applicable to you.

THE STAKING SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. CITREA AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND CONTRACTORS (COLLECTIVELY, THE “CITREA PARTIES”) DISCLAIM ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, OR OF NON-INFRINGEMENT OR ANY OTHER VIOLATION OF ANY THIRD-PARTY INTELLECTUAL PROPERTY RIGHTS. THE CITREA PARTIES DO NOT GUARANTEE OR MAKE ANY WARRANTY CONCERNING THE ACCURACY OR RELIABILITY OF THE STAKING SERVICE, AND DISCLAIM ANY AND ALL LIABILITY (WHETHER IN TORT OR CONTRACT OR OTHERWISE) FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY LOSS OR DAMAGE ARISING FROM ANY DELAY OR LOSS OF ACCESS TO THE STAKING SERVICE, OR OTHERWISE IN CONNECTION WITH THE STAKING SERVICE, STAKING REWARDS, OR STAKED CTR TOKENS. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, AND NOTWITHSTANDING ANY OF THE FOREGOING, THE AGGREGATE LIABILITY OF THE CITREA PARTIES TO YOU SHALL NOT EXCEED THE LESSER OF: (A) THE TOTAL FEES ACTUALLY PAID BY YOU TO CITREA IN CONNECTION WITH THE STAKING SERVICE DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO SUCH LIABILITY; OR (B) ONE HUNDRED UNITED STATES DOLLARS (USD 100.00). NOTHING IN THESE TERMS SHALL CREATE A FIDUCIARY, PARTNERSHIP, JOINT VENTURE, OR AGENCY RELATIONSHIP BETWEEN CITREA AND YOU.

Indemnification

In no event shall Citrea be liable for any act, omission, error of judgment, or loss suffered by you in connection with this Staking Agreement or your use or attempted use of the Staking service. You agree to indemnify and hold Citrea and all Citrea Parties harmless from or against any or all liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses (including reasonable legal fees), claims, disbursements, or actions of any kind and injury (including death) arising out of or relating to your use of the Staking service, your breach of this Staking Agreement, your violation of applicable law or third-party rights, or otherwise arising under this Staking Agreement.

Data Protection and Privacy

Citrea may collect and process personal data (Wallet addresses, transaction data, KYC/AML information) in connection with Staking. EU/EEA: GDPR applies. Singapore: PDPA applies. US: applicable state privacy laws apply. See Citrea's Privacy Policy, incorporated herein by reference.

Intellectual Property

All intellectual property in and relating to the Staking service, the Platform, the Citrea blockchain, and all associated documentation, software, code, and content is and shall remain the exclusive property of Citrea or its licensors. You shall not copy, modify, distribute, reverse engineer, decompile, disassemble, or create derivative works of any component of the Platform or the Staking service.

Governing Law

This Staking Agreement, your use of Staking, your rights and obligations, and all actions contemplated by, arising out of, or related to this Staking Agreement shall be governed by the laws of the British Virgin Islands, without regard to its conflicts of laws provisions.

Dispute Resolution

Any dispute, controversy, or claim arising out of or relating to this Staking Agreement - including its existence, validity, interpretation, performance, breach, termination, or invalidity thereof - whether past, present, or future, shall be settled solely by binding arbitration in accordance with the BVI IAC Arbitration Rules in force at the time the Notice of Arbitration is submitted to the BVI International Arbitration Centre. The arbitration shall be conducted in English by a sole arbitrator, with the seat of arbitration in Road Town, Tortola, British Virgin Islands, and shall be governed by the Arbitration Act, 2013 (as revised). If the Parties fail to agree on the appointment of the sole arbitrator within thirty (30) days, the appointment shall be made by the Chief Executive Officer of the BVI IAC in accordance with Article 9 of the BVI IAC Arbitration Rules. The arbitral award shall be final and binding upon the Parties, and judgment upon the award may be entered and enforced in any court of competent jurisdiction, including under the Convention on the Recognition and Enforcement of Foreign Arbitral Awards (New York Convention) as extended to the British Virgin Islands. Nothing in this clause shall prevent either Party from seeking interim measures from the BVI Commercial Court under Section 43 of the Arbitration Act, 2013.

YOU AGREE THAT ANY DISPUTE SHALL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY. YOU WAIVE ANY RIGHT TO PARTICIPATE IN ANY CLASS, COLLECTIVE, REPRESENTATIVE, OR CONSOLIDATED ACTION AGAINST THE CITREA PARTIES.

Citrea may seek injunctive relief in any court to protect its intellectual property or confidential information. A printed version of this Staking Agreement shall be admissible in judicial or administrative proceedings.

General Provisions

This Staking Agreement, together with the General Terms and any other documents incorporated by reference, constitutes the entire agreement between you and Citrea with respect to the Staking service. If any provision is held to be invalid or unenforceable, such provision shall be severed and the remaining provisions shall continue in full force and effect. No failure or delay by Citrea in exercising any right shall operate as a waiver. You may not assign any rights or obligations without Citrea's prior written consent; Citrea may assign freely. These terms do not confer third-party rights. Citrea shall not be liable for failures or delays caused by events beyond its reasonable control (force majeure), including acts of God, natural disasters, war, terrorism, government actions, sanctions, cyberattacks, blockchain forks, power outages, internet disruptions, or pandemics.

Contact

Citrea Limited, Rodus Building, P.O. Box 3093, Road Town, Tortola, VG1110, British Virgin Islands.

Website: https://citrea.xyz

Staking Portal: https://citrea.xyz/stake

Email: legal@citrea.xyz

By staking CTR Tokens you confirm you have read, understood, and agree to this Staking Agreement.