The Native Stablecoin for Bitcoin
ctUSD is the first stablecoin designed to serve as the foundational liquidity layer for Bitcoin applications.
ctUSD is fully backed by short-term U.S. Treasury bills and cash. It is designed to align with the forthcoming GENIUS Act guidelines.
Get ctUSD
Why ctUSD?
A stablecoin foundation for the Bitcoin ecosystem
Deep and Native Liquidity for Bitcoin Apps
ctUSD is designed to amplify the utility of the Bitcoin ecosystem. Users have access to native, compliant stablecoin liquidity for trading, loans, payments and more.
Built for Interoperability with MoonPay
With U.S. money transmitter licensing and high compliance standards, MoonPay provides a compliance-forward stablecoin framework for ctUSD. All reserve assets are held for the benefit of token holders. Reserves are not treated as assets of MoonPay but are instead dedicated to fulfilling user redemptions.
Seamless On/Off-Ramps
ctUSD features built-in on-ramps and off-ramps through MoonPay suite, creating a straightforward path for users to move between fiat currency and the Bitcoin ecosystem
How ctUSD Works?
A compliant stablecoin built for Bitcoin
Collateralization
ctUSD is a 1:1 fiat-backed stablecoin, fully collateralized by short-term U.S. Treasury bills and cash. Its reserves are subject to a rigorous compliance framework built on the U.S. standards.
Aligned with the Forthcoming GENIUS Act Guidelines
Through MoonPay’s Money Transmitter Licenses (MTLs), ctUSD is accessible in every U.S. state except New York, as well as in over 160 countries worldwide (excluding Canada and the EEA).
API-First Infrastructure
ctUSD is fully supported by Iron.xyz. This allows businesses and protocols to utilize APIs to build applications that support swaps, virtual accounts, and advanced payment capabilities.